JSWIN Nidhi Limited – Financial Partner For People

Attractive Loans at Low Interest Rates

Attractive Gold Loans

Quick, secure, and hassle-free gold loans with attractive interest rates.

Loan Against Property

Unlock your property’s value with easy, low-interest secured loans.

Loan Against Deposit

Grow your savings steadily with flexible, secure recurring deposit.

Mortgage loan

Get funds by mortgaging property with flexible terms.

About JSWIN Nidhi Limited

JSWIN Nidhi Limited, established in 1989 under Section 620-A of the Indian Companies Act, 1956, is a Government of India-approved Nidhi (mutual benefit) company. Serving customers across urban and rural Tamil Nadu, we are committed to providing ethical, transparent, and people-centric financial services.

Driven by digital innovation and trust, JSWIN delivers tailored financial solutions with integrity, professionalism, and social responsibility, earning its place as one of Tamil Nadu’s most trusted Nidhi companies.

Vision & Mission

To be Tamil Nadu’s most trusted, popular, and affordable financial service provider by delivering transparent, customer-friendly solutions, empowering employees, rewarding shareholders, promoting sustainability, and creating value for society.

Best Schemes for Savings

Empowering customers with trusted and beneficial financial schemes.

Save daily with convenient, flexible, and secure daily deposit plans.

Grow your money securely with flexible and rewarding savings deposit accounts.

Build your savings steadily with fixed monthly deposits and guaranteed returns.

Earn higher interest with secure, long-term fixed deposit investment plans.

Frequently Asked Questions (FAQs)

Get all the answers to your Loans FAQs with Jswin Nidhi Limited.

What documents are required to apply for a Gold Loan?

You will need valid ID proof, address proof, and your gold ornaments for valuation and verification.

How is the interest rate determined for a Loan Against Property?

Interest rates are based on the property’s market value, loan amount, and repayment tenure.

What is the minimum deposit amount for a Recurring Deposit (RD)?

You can start an RD with a small monthly deposit, depending on the scheme chosen.

Can I withdraw my Fixed Deposit before maturity?

Yes, premature withdrawal is allowed, but it may attract a small penalty or reduced interest.

What are the benefits of a Daily Deposit Scheme?

It helps small savers deposit small amounts daily, promoting regular savings with flexible collection options.